tipme

Cookie Policy

Last updated: October 6, 2026

1. What Are Cookies?

Cookies are small text files stored on your device when you visit a website. They help websites remember your preferences, understand how you use them, and improve your experience.

2. How We Use Cookies

tipme uses cookies and similar technologies for:

Essential Cookies

  • Authentication and session management (keeping you logged in)
  • Security features (CSRF protection, fraud prevention)
  • Load balancing and platform stability

Functional Cookies

  • Remembering your preferences and settings
  • Storing your signup progress
  • Language and region preferences

Analytics Cookies

  • Understanding how visitors use our platform (Vercel Speed Insights)
  • Heatmaps and anonymised session replay of how pages are used (Microsoft Clarity)
  • Measuring which pages and campaigns lead to a signup, across both tipme-app.com and account.tipme-app.com (Google Analytics, loaded through Google Tag Manager: _ga, _ga_*)
  • Tracking page visits and navigation patterns (tipme first-party analytics)
  • Remembering which tipme link or ad brought you to the site, so we can see which of our own campaigns work (tipme_attr)
  • Measuring page performance and load times
  • Identifying areas for improvement

Advertising Cookies (only if you allow them)

  • Telling Meta when you visit our signup page and when an account is created there, so we can see whether our Facebook and Instagram ads lead to signups (Meta Pixel: _fbp, _fbc; only on the account.tipme-app.com signup page)
  • Telling Google when an account is created on our signup page, so we can see whether our Google ads lead to signups (Google Ads: _gcl_*; only on the signup page)

3. Local Storage

In addition to cookies, we use browser local storage to:

  • Store your authentication token so you stay signed in
  • Save signup form progress (excluding sensitive data like passwords)
  • Cache preferences for faster page loads
  • Store an anonymous visitor identifier for usage analytics (tipme_visitor_id)
  • Store a session identifier for visit tracking (tipme_session_id, cleared when tab closes)
  • Carry the link or ad you arrived from through to the signup form (tipme_attr, cleared when the tab closes)

4. Third-Party Cookies

Some of our service providers may set cookies on your device:

  • Stripe - Payment processing security and fraud prevention
  • Plaid - Bank account linking security
  • Vercel - Performance analytics and speed insights
  • Microsoft Clarity - Usage analytics, heatmaps and session replay (_clck, _clsk, CLID)
  • Google Analytics / Google Tag Manager - Measuring how the site and the signup flow are used (_ga, _ga_*)
  • Meta Pixel (Meta Platforms, Inc.) - Measuring whether our Facebook and Instagram ads lead to signups (_fbp, _fbc), only on our signup page, and only if you allow advertising cookies
  • Google Ads (Google) - Measuring whether our Google ads lead to signups (_gcl_*), only on our signup page, and only if you allow advertising cookies

Advertising cookies are off unless you allow them. If you do not allow them, we use no ad-network tags or advertising cookies at all. In that case Google Analytics, which runs only if you allow analytics cookies, stays in measurement-only mode: advertising storage and ad personalization are switched off, so Google cannot use what it measures on our site to target advertising at you.

If you allow advertising cookies, the Meta Pixel loads only on our signup page at account.tipme-app.com/signup, and the Google Ads tag (part of Google Tag Manager) runs only on that page. Neither runs on the rest of tipme-app.com or inside your signed-in account. The Meta Pixel sends Meta a page view of the signup page and a "Complete Registration" event when an account is created. The Google Ads tag sends Google a "sign-up" conversion when an account is created. Separately, and whether or not you allow advertising cookies, if an account is created after a click on one of our Google ads, our servers report that signup to Google once, using the ad click ID (gclid) the link carried, so that each signup is counted once even when the tag could not run. That report contains the click ID and the time of signup and nothing else about you. Likewise, if an account is created after a click on one of our Facebook or Instagram ads, our servers report that signup to Meta once as a "Complete Registration", using the ad click ID (fbclid) the link carried. That report contains the click ID, the time of signup, the address of our signup page, your browser type (user agent) and the same reference number the Meta Pixel uses, so that Meta counts the signup once even when the pixel also ran, and nothing else about you. If your browser sends a Global Privacy Control (GPC) signal when you create your account, neither server report is sent for you. It is not a cookie: the click ID reaches the signup page through the link itself (see tipme_attr in Sections 2 and 3).

Meta and Google receive: that our signup page was visited; that an account was created (Meta also receives a reference number for that signup, derived from it but not your account ID, so it is not counted twice); the values of the cookies listed above, including the ad click IDs; and the technical details a browser sends with any web request, such as your IP address, browser type and the page address. We never send them your name, email address, phone number, mailing address, date of birth, Social Security Number, bank or card details, ID documents, or payment amounts. Meta’s "automatic advanced matching", which would read contact details from our signup form, is turned off.

Meta and Google use this data under their own privacy policies, including to measure our ads and to decide who sees them. You can read Meta’s privacy policy at facebook.com/privacy/policy and Google’s at policies.google.com/privacy.

Separately, we record, in our own first-party storage, which tipme link or ad you arrived from. That tells us which of our campaigns are working. It is not used to build a profile of you or to target advertising.

Our mobile app does not use cookies. It uses a measurement kit from AppsFlyer instead. Section 15 of our Privacy Policy describes what it sends and how to turn it off.

5. Managing Cookies

You can control cookies through your browser settings. Most browsers allow you to:

  • View and delete existing cookies
  • Block all or third-party cookies
  • Set preferences for specific websites
  • Get notified when a cookie is set

Please note that blocking essential cookies may prevent you from using certain features of tipme, such as staying logged in or completing payments.

6. Your Cookie Choices

Analytics and advertising cookies are optional, and both stay off until you choose. On your first visit, a cookie banner asks for your choice. "Accept" allows both, and "Reject" refuses both. You can change each category separately at any time in the cookie choices box below. One choice covers both tipme-app.com and account.tipme-app.com.

We also honor the Global Privacy Control (GPC) browser signal. If your browser sends it, we treat it as refusing both analytics and advertising cookies and do not show the banner. Advertising cookies then stay off for as long as the signal is on.

7. Changes to This Policy

We may update this Cookie Policy from time to time. Changes will be posted on this page with an updated revision date.

8. Contact Us

If you have questions about our use of cookies, contact us at privacy@tipme-app.com.